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Our service is refined for being effective and customized to your business’s needs.
We are a number oriented team of experts with >30 years of combined experience in the banking sector. We are here to offer you the best knowledge for your success. We’ll guide your business to the offer that will give you the boost you’re looking for.
We dive into your company to evaluate in which state of development it is in and the direction it is going, so we can provide the right loan with the best opportunity.
19 banks and financial institutions to fit your needs.
Close to 95% of approval rate for all our clients.
30 years of combined experience in the financing market.
Personalized guidance on how to get the right loan.
We dive into your company to evaluate in which state of development it is in and the direction it is going, so we can provide the right loan with the best opportunity.
The Temporary Bridging Loan Programme is a government assisted financing scheme introduced in Budget 2020 to provide working capital of up to $1 million SGD to help local SMEs affected by Covid-19. Enterprise Singapore partners up to 14 financial institutions with 70% of risk sharing arrangements. Although Temporary Bridging Loan is supported by Enterprise Singapore, each financial institution has a different credit assessment and interest rate package.
SME Business Consultancy understands each SME has a different financial profile. That’s why we personalize our services to provide you with comparisons across these 14 financial institutions and ensure approval rate is high before submitting your application. This way we can achieve the best results that go above and beyond expectations.
Acquire your funds the classic way. It’s a stable, flexible way to get more working capital to grow your business and build your credit. If you’re looking for a simple small business financing solution, this is it.
Customized revolving trade solutions depend on each businesses modus operandi to ensure working capital gaps are bridged. Trade facilitation such as Letter of Credit (LC) and Invoice Financing enables SMEs to fund their purchase of goods, helping them to collect their goods earlier and faster. Trade Facility is particularly popular among traders who are looking to leverage additional banking limits to bridge their financing gap and facilitate overseas trading. Manufacturing, building & construction firms will also find Trade Facility very useful for purchasing of raw materials and subcontractor payments.
The simple definition of a mortgage is a type of loan you can use to buy or refinancing a property. Mortgages are also referred to as “mortgage loans.” Mortgages are a way to buy a property without having all the cash upfront. SME Business Consultancy will provide you a free comparison of services across 20 different financial institutions to help you find the best mortgage in Singapore.
Letter of Credit (or LC) is a commonly used trade finance instrument used to ensure that the payment of goods and services will be fulfilled between a buyer and a seller. Both parties use an intermediary, namely a bank or financier, to issue a Letter of Credit and legally guarantee that the goods or services received will be paid for.
Invoice Financing provides businesses with working capital to improve immediate cash flow, pay employees and suppliers, and reinvest in operations and growth earlier than they could otherwise if they had to wait until their customers paid their invoices in full.
Factoring enables businesses to get advance cash from long repayment and credit terms from reputable buyers. Typical profiles of these buyers are usually sizable and large MNCs; thus they’re able to enjoy longer credit terms.
The terms “Crowdfunding” and “Peer-to-Peer Lending” often get confused as one and the same — and there’s a good reason for that. Both involve groups of people providing financial assistance in support of entrepreneurship, usually small business ownership. But peer-to-peer lending is actually a subset of crowdfunding, and the terms shouldn’t be used interchangeably. Why? Because these two business loan alternatives offer different advantages and disadvantages, depending on your business type and goals.
Our team of experienced consultants are on hand to discuss your goals for growth, and how we can best help you achieve them.
